Men vs. Women: Who Has More Credit Card Debt? (2024)

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e=r.searchBoxForm.querySelector("[name=fr]"),n=r.searchBoxForm.querySelector("[name=fr2]");e&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr&&(e.value=i.searchBox.params.fr,e.disabled=!1),n&&r.config.searchBox&&r.config.searchBox.params&&r.config.searchBox.params.fr2&&(n.value=i.searchBox.params.fr2,n.disabled=!1),r.searchBoxForm.submit()}}),1e3)},r.recognition.onspeechstart=function(){},r.recognition.onspeechend=function(){r.recognition.stop()},r.recognition.onerror=function(){r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_error")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play()},r.recognition.onaudiostart=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.add("listening")},r.recognition.onaudioend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("listening")},r.recognition.onsoundstart=function(){r.hideTrending(r),r.noSpeech=!1,r.speechButtonContainer&&(r.speechButtonContainer.classList.remove("listening"),r.speechButtonContainer.classList.add("speaking"))},r.recognition.onsoundend=function(){r.speechButtonContainer&&r.speechButtonContainer.classList.remove("speaking")},r.recognition.onstart=function(){r.recognitionInit(r),r.startRecognition(r)},r.recognition.onend=function(){r.isRecognitionStart=!1,0==r.noSpeech&&""==r.speechResult&&(r.speechText&&(r.speechText.innerText=r.i18n.t("search.voice.recognition_nomatch")),r.hideTrending(r),r.showRetryLink(r),r.errorAudio.play())},document&&document.dispatchEvent&&document.dispatchEvent(new Event("VOICE_JS_READY"))}}o.I18n=m,o.prototype.renderPermissionGuide=function(e){var n='\n

    \n

    \n

    \n

    \n

    \n

    \n

    \n

    '.concat(e.i18n.t("search.voice.permission_title"),'

    \n

    ').concat(e.i18n.t("search.voice.permission_text"),"

    \n

    \n

    \n

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    \n

    \n

    \n

    \n

    \n

    \n \n \n \n \n \n \n

    \n

    \n

    \n \n \n '.concat(e.i18n.t("search.voice.recognition_retry"),'\n

    \n

    \n

    \n

    \n

    \n

    \n ').concat(e.i18n.t("search.voice.trending_title"),'\n \n

    \n

    \n

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t,o,i,r=e.getConfig();if(n.ybar&&"desktop"===r.device&&(null===(t=r.bucketConfig)||void 0===t?void 0:t.highlight_searchassist)&&(null===(o=r.bucketConfig)||void 0===o?void 0:o.overlay_class)){n.ybar.setAttribute("data-ovrly-bkt",r.bucketConfig.overlay_class),null===(i=n.searchForm)||void 0===i||i.classList.add(Un[r.bucketConfig.overlay_class]);var a=document.createElement("div");a.classList.add(Un.overlay,Un[r.bucketConfig.overlay_class]),document.body.appendChild(a),e.onDestroy((function(){document.body.removeChild(a)})),e.addElementListener(n.searchForm,"focusout",(function(e){if(n.searchForm&&n.searchInput){var t=e.relatedTarget;t&&!n.searchForm.contains(t)&&window.YAHOO.SA&&window.YAHOO.SA.apps&&window.YAHOO.SA.apps[0]&&window.YAHOO.SA.apps[0].view.shown&&window.YAHOO.SA.apps[0].view.hide()}}))}}(e,n),zn(e,n),n.voiceSearchBtn&&function(e,n){var t=e.getConfig(),o=t.locale,i=function(){var e,t;(null===(t=null===(e=window.YAHOO)||void 0===e?void 0:e.Util)||void 0===t?void 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    Men vs. Women: Who Has More Credit Card Debt? (2024)

    FAQs

    Men vs. Women: Who Has More Credit Card Debt? ›

    Women are stereotypically seen as irresponsible spenders, but the data doesn't back this up. According to a 2019 Experian study, men carry more debt than women across nearly all categories, including credit card debt — the study found that men have $125 more in credit card debt than women on average.

    Which gender holds the most credit card debt? ›

    “While it may feel counterintuitive, the main reason men have more credit card debt than women is that men continue to make more money than women for the same work,” said Lorraine Ell, CEO of the financial advisory firm Better Money Decisions.

    Who owes more debt men or women? ›

    Men carried more debt than women overall, including in every category except student loans.

    What percentage of debt is held by women? ›

    Some of this is likely due to the fact that female bachelor's degree holders are paid 80% of what their male peers make. Female students are more likely to obtain student loans for themselves. $929 billion in student loan debt belongs to women. Women hold 64% of all student loan debt.

    Which gender is more financially stable? ›

    Key findings. Women are less likely than men to report they're doing well financially but are more likely to curb spending. Just 23% of women say they're doing well or very well financially — 11 percentage points behind men. Additionally, 37% of women aren't able to save money, versus 22% of men.

    Who dominates the credit card market? ›

    The top 5 credit card issuers by market share are Chase, American Express, Citi, Capital One, and Bank of America, which collectively control more than 50% of the existing credit card market. Chase has been at the top of the market-share rankings since 2014.

    Who has worse credit, men or women? ›

    The Federal Reserve conducted an extensive analysis of the credit scores of thousands of men and women. They found that among men and women of similar ages, men and women have nearly identical credit scores, but the average man's score is slightly higher.

    Which race has the most debt? ›

    Approximately three-quarters of Black- and White-headed families have debt, but the median debt-to-asset ratio is 50% higher among Black than White families (Copeland, 2020), with Black borrowers less likely to fully repay loans (Brevoort et al., 2021).

    What group of people has the most debt? ›

    Total debt by age group in the U.S.

    People aged 50-59 have the most credit card debt in total at $0.21 trillion, and people aged 30-39 have the most student loan debt at $0.5 trillion.

    How many people are 100% debt free? ›

    Around 23% of Americans are debt free, according to the most recent data available from the Federal Reserve. That figure factors in every type of debt, from credit card balances and student loans to mortgages, car loans and more. The exact definition of debt free can vary, though, depending on whom you ask.

    What is the average American credit card debt? ›

    What is the average American's credit card debt? The average American household owed $7,951 in credit card debt annually, according to 2022 data from the Federal Reserve Bank of New York and the U.S. Census Bureau.

    What gender is the biggest consumer? ›

    Women drive 70-80% of all consumer purchasing, through a combination of their buying power and influence. Influence means that even when a woman isn't paying for something herself, she is often the influence or veto vote behind someone else's purchase. Women have a multiplier effect. They are multiple markets in one.

    What gender is mostly in poverty? ›

    U.S. number of people living below the poverty line 1990-2022, by gender. In 2022, about 20.82 million women and 17.1 million men were living below the poverty line in the United States. The number of women living below the poverty line has always exceeded the number of men.

    Which gender is more fragile? ›

    The human male is, on most measures, more vulnerable than the female. Part of the explanation is the biological fragility of the male fetus, which is little understood and not widely known. A typical attitude to boys is that they are, or must be made, more resilient than girls.

    Which gender is more generous? ›

    New research has found that women are more generous than men. They're more likely to be giving because their brains find it more rewarding, the study suggests. There's another reason to be thankful for women on International Women's Day.

    What demographic uses credit cards the most? ›

    A stacked bar chart showing the percentage of US consumers in different age ranges who had a credit card in 2022 and 2023. In 2022, 67% of those aged 18-29 had a card, 79% of those aged 30-44 had a card, 86% of those aged 45-59 had a card and 92% of those 60 or older had a card.

    Who has the most credit card users? ›

    According to survey data from the World Bank – which stems from 2021, due to a three-year survey released in the summer of 2022 – Canada, Israel, and Iceland were the only countries with credit card ownership higher than 74 percent.

    Which age group has the most credit card debt? ›

    It found Gen X. Those of you aged 44 to 59. It's me carrying the highest credit card balances on average nearly $9300 of debt for millennials 28 to 43 years old or boomers age of 60 to 78. Both those groups carry just over $6600 of debt.

    What percentage of the population is in credit card debt? ›

    According to the SCF data, 46%* of American households held credit card debt in 2022, and while credit card debt accounted for only about 2%* of overall household debt, its interest rates tend to be higher than those of other forms of consumer debt, making it relatively expensive.

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