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“We buy things we don't need with money we don't have to impress people we don't like.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
tags: happiness
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“If you will live like no one else, later you can live like no one else.”
― Dave Ramsey
215 likes
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“Pray like it all depends on God, but work like it all depends on you.”
― Dave Ramsey
tags: hope, prayer, work
109 likes
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“Act your wage.”
― Dave Ramsey
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“A budget is telling your money where to go instead of wondering where it went.”
― Dave Ramsey
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“You must gain control over your money or the lack of it will forever control you.”
― Dave Ramsey
tags: debt
70 likes
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“For your own good, for the good of your family and your future, grow a backbone. When something is wrong, stand up and say it is wrong, and don't back down.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
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“Change is painful. Few people have the courage to seek out change. Most people won’t change until the pain of where they are exceeds the pain of change.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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“Fear is the enemy of hope.”
― Dave Ramsey
tags: inspirational
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“Years ago, in a motivational seminar by the master, Zig Ziglar, I heard a story about how mediocrity will sneak up on you. The story goes that if you drop a frog into boiling water, he will sense the pain and immediately jump out. However, if you put a frog in room-temperature water, he will swim around happily, and as you gradually turn the water up to boiling, the frog will not sense the change. The frog is lured to his death by gradual change. We can lose our health, our fitness, and our wealth gradually, one day at a time. It might be a cliché, but that’s because it is true: The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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“That stupid saying "What you don't know can't hurt you" is ridiculous. What you don't know can kill you. If you don't know that tractor trailer trucks hurt when hitting you, then you can play in the middle of the interstate with no fear - but that doesn't mean you won't get killed.”
― Dave Ramsey, Financial Peace Revisited: New Chapters on Marriage, Singles, Kids and Families
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“You must walk to the beat of a different drummer. The same beat that the wealthy hear. If the beat sounds normal, evacuate the dance floor immediately! The goal is to not be normal, because as my radio listeners know, normal is broke.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
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“It is human nature to want it and want it now; it is also a sign of immaturity. Being willing to delay pleasure for a greater result is a sign of maturity.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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“Aristotle once said, “To avoid criticism say nothing, do nothing, and be nothing.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
26 likes
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“Stupid is not illegal.”
― Dave Ramsey
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“Without a mission statement, you may get to the top of the ladder and then realize it was leaning against the wrong building!”
― Dave Ramsey
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“Winning at money is 80 percent behavior and 20 percent head knowledge. What to do isn’t the problem; doing it is. Most of us know what to do, but we just don’t do it. If I can control the guy in the mirror, I can be skinny and rich.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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“typical millionaire lives in a middle-class home, drives a two-year-old or older paid-for car, and buys blue jeans at Wal-Mart.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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“A budget is people telling their money where to go instead of wondering where it went.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
24 likes
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“The enemy of “the best” is not “the worst.” The enemy of “the best” is “just fine.”
― Dave Ramsey, The Total Money Makeover: A Proven Plan for Financial Fitness
24 likes
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“Seth Godin says, “Instead of wondering when your next vacation is, maybe you should set up a life you don’t need to escape from.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
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“A good plan, violently executed now, is better than a perfect plan next week. —George S. Patton”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
17 likes
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“Children are sponges—they are going to absorb whatever is around them, so we need to be intentional about what surrounds them.”
― Dave Ramsey, Smart Money Smart Kids: Raising the Next Generation to Win with Money
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“Parents who let teens run around with unearned adult freedoms are naive and stupid.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
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“There's a whole generation growing up thinking...the government exists to care for them.”
― Dave Ramsey Rachel Cruze
tags: entitlement, government
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“The lottery is a tax on poor people and on people who can’t do math. Rich people and smart people would be in the line if the lottery were a real wealth-building tool, but the truth is that the lottery is a rip-off instituted by our government. This is not a moral position; it is a mathematical, statistical fact. Studies show that the zip codes that spend four times what anyone else does on lottery tickets are those in lower-income parts of town. The lottery, or gambling of any kind, offers false hope, not a ticket out.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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“The weird thing is that the more efficient, on task, on goal you are with your time, the more energy you have. Working with no traction, or for that matter simply wasting a day, does not relax you, it drains you.//
Strange as it may seem, when you work a daily plan in pursuit of your written goals that flow from your mission statement born of your vision for living your dreams, you are energized after a tough long day.”
― Dave Ramsey, EntreLeadership: 20 Years of Practical Business Wisdom from the Trenches
tags: energy, priorities, productivity, time-management
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“Financial peace isn't the acquisition of stuff. It's learning to live on less than you make, so you can give money back and have money to invest. You can't win until you do this.”
― Dave Ramsey
tags: personal-finance
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“Savings without a mission is garbage. Your money needs to work for you, not lie around you.”
― Dave Ramsey, The Total Money Makeover: Classic Edition: A Proven Plan for Financial Fitness
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“Live like no else today, so you can live like no else tomorrow.”
― Dave Ramsey
tags: inspirational-quotes
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